Perumala Overseas is a proprietorship firm specializing in international trade. We facilitate the export of high-quality goods produced in India and the import of products from around the world. Our mission is to connect global markets and provide seamless trading solutions for our clients.

we focus on a diverse range of high-demand Indian products. Our key export categories include, but are not limited to:  

• ​​Agricultural Products: Rice (Basmati and Non-Basmati), Spices (Turmeric, Cumin, Cardamom), Tea, and Coffee.  
• ​​Textiles and Home Furnishings: Carpets, rugs, bed linens, and towels.  
• ​Handicrafts: Wooden, metal, and textile handicrafts that showcase Indian artistry.  
• ​​Health Foods: Snack items, pickles, preserves, and ready-to-eat meals. 
• ​Spices: India is renowned for its aromatic and high-quality spices. We can export a wide variety, including: ​Turmeric, ​Cumin, ​Cardamom, Black Pepper, Coriander, Cloves, ​Cinnamon, ​Ginger.
• Organic Food: There is a growing global demand for organic products from India. We can source and export: ​Organic Cereals and Grains, ​Organic Pulses and Lentils, Organic Spices, ​Organic Tea and Coffee,​Organic Fruits and Vegetables (Fresh and Processed)
• Jute product: India is one of the world’s largest producers of high-quality jute, and we supply a wide range of durable, eco-friendly jute products for global buyers. Our jute goods are Jute Shopping Bags, Promotional / Corporate Printed Jute Bags, Grocery Tote Bags, Wine Bottle Jute Bags and etc..
• Leather Products: India has a strong leather industry, and we can export a variety of finished goods, including, ​Leather Footwear (Shoes, Sandals, Boots, ​Leather Bags and Wallets, Leather Garments (Jackets, Vests), ​Leather Accessories (Belts, Gloves)

Product quality is our top priority. we implement a robust inspection process. This can include Pre-Shipment Inspections to verify goods before they are dispatched and coordination of official Inspection Certificates, which certify that the merchandise was in good condition prior to shipment.  

To ensure smooth and secure global transactions, we offer multiple internationally accepted payment methods. These terms are structured to protect both the buyer and the seller while maintaining transparency and reliability in every shipment.

1. Letter of Credit (LC)

A Letter of Credit is one of the safest payment methods in international trade. The buyer’s bank guarantees payment to us once the required shipping documents are submitted and verified according to the LC terms.

Key Points

• Issued by the buyer’s bank in favor of the exporter

• Payment is released after document verification

• Reduces risk for both parties

• Common for large or first-time orders

Types of LC We Accept

• Irrevocable Letter of Credit

• Confirmed Letter of Credit

• Sight LC

• Usance LC

This method is preferred for high-value shipments and long-term business relationships.

2. Telegraphic Transfer (TT) / Wire Transfer

Telegraphic Transfer is a fast and widely used international payment method where funds are transferred directly from the buyer’s bank account to the exporter’s bank account.

Standard Structure

• Advance Payment: 30%–50% before production

• Balance Payment: 50%–70% before shipment or against shipping documents

Advantages

• Faster processing

• Lower banking cost compared to LC

• Suitable for repeat orders and trusted partnerships

3. Documents Against Payment (D/P)

Under this method, shipping documents are released to the buyer only after the buyer makes the payment through their bank.

Process

1. Goods are shipped by the exporter

2. Shipping documents are sent to the buyer’s bank

3. Buyer pays the bank

4. Documents are released to the buyer to claim the goods

This method offers a balanced level of security for both parties.

4. Documents Against Acceptance (D/A)

In this arrangement, the buyer accepts a time draft promising to pay the amount at a specified future date. Once accepted, the bank releases the shipping documents to the buyer.

Typical Terms

• 30 days

• 60 days

• 90 days from Bill of Lading date

This option is generally available to established buyers with a proven transaction history.

5. Advance Payment

For smaller orders or customized production, advance payment may be required before processing the order.

Typical Structure

• 100% advance for small shipments

• 50% advance for customized products

This helps secure raw materials, production scheduling, and export preparation.

6. Open Account 

Open Account terms are offered only to trusted and long-term clients with consistent order history.

Typical Credit Period

• 30 Days

• 45 Days

• 60 Days

This structure allows buyers to receive goods before making payment, supporting long-term trade relationships.

7. Secure International Banking

All transactions are conducted through recognized international banking channels to ensure safety and compliance with global trade regulations.

We work with reputable banks and follow standard export documentation procedures including:

• Commercial Invoice

• Packing List

• Bill of Lading / Airway Bill

• Certificate of Origin

• Inspection Certificates (if required)

Flexible Terms for Global Buyers

Payment terms can be mutually discussed depending on:

• Order volume

• Product category

• Destination country

• Long-term partnership potential

Our objective is to create safe, transparent, and reliable international transactions for every client.

Perumala Overseas manages the entire logistics process by coordinating with trusted partners. We work with experienced Custom House Agents (CHA) and Freight Forwarders to ensure smooth customs clearance and transportation. We handle both FCL (Full Container Load) and LCL (Less than Container Load) shipments to provide cost-effective solutions for any order size.  

Certainly. We operate using the official Incoterms rules to ensure there is a clear understanding of responsibilities between the buyer and seller.

some common terms we use are:  

• ​FOB (Free on Board): We are responsible for the goods until they are loaded onto the vessel at the port of departure.  
• ​CIF (Cost, Insurance, and Freight): We cover the cost, sea freight, and insurance to the destination port.  
• ​EXW (Ex Works): The buyer is responsible for all costs and risks from our warehouse location.  

Getting a quote is simple. Please navigate to our “Contact Us” page and provide us with your requirements, including the product name, desired quantity, and destination port. Our team will get back to you with a detailed quotation and product specifications promptly.